Finance & Insurance

Finance Your Car

: Correctly financing your car is one of the most important steps in the car buying-process. You can save as much money in the financing as you can on the car's price, sometimes more!

Car Financing Options: Now that you're ready to buy a new car, what method of payment should you use?
Buying vs. Leasing: When does it make sense to lease a car versus buying a car?
Simple Car Finance Calculations: Use the numbers to your advantage by doing car finance calculations ahead of time.
Car Financing Pitfalls and Solutions: What you should understand before you sign any financing contract.
How To Read a Car Ad: Confused by that car ad you read in the newspaper? We'll help you interpret the small print.
Four-Square Basics: Ever wonder about the methodology salespeople use to negotiate a deal? Learn how they work the numbers.
Gap Insurance: How It Impacts Your Car Loan or Lease: Learn what gap insurance is and why it's an important consideration when leasing a car.
Refinancing Your Car Loan: You've refinanced your home loan. Why not take a look at refinancing your car loan?
Tips for Sub-Prime Borrowers: If you have bad credit, here are some tips on how to get a car loan.

Todays Rates	12-36 month APR	37-60 month APR	61-72 month APR
New Vehicle	5.99%	6.25%	6.89%
Used Vehicle (Dealer)	6.45%	6.85%	7.49%
Used Vehicle (Non-dealer)	8.85%	9.15%	9.95%
Refinance	7.20%	7.20%	7.70%
Lease Buyout	8.35%	8.95%	9.55%

Be prepared for the negotiation on your new or used car — have financing in hand when you go to the dealer.

: Your credit score not only helps determine if you will get a loan, but also how much interest you will pay.

Credit Glossary: Credit reports? Credit scores? Hey, credit jargon can be confusing. Here's a look at what it means.
Understanding Your Credit Report: If you're in the market for an auto loan, the first step is to take a look at your credit report.
Credit Tips: Here are some tips to help you get the best rates.
Credit Report Facts: Understand the facts about your credit history.
How To Read Your Credit Score: Five important factors that play a part in FICO's score calculation.
Avoiding Credit Hassles at the Dealership: What you should know about your credit before you step into a dealership.
Identities for Sale: What car buyers need to know about identity theft.

Top 10 Ways To Lower Your Car Insurance Bill: Ten tips guaranteed to get you the best rate on your auto insurance, including some that might surprise you.
How To Choose the Right Insurance Company: How do you ensure that the company you sign with is reliable?
How To Shop for Car Insurance: The first step in finding the right auto insurance is figuring out the amount of coverage you need.
How Much Car Insurance Do You Really Need?: You don't think much about insurance until you need it. When you do need it, will you be adequately covered?
Little-Known but Important Car Insurance Issues: Insurance tips and information that every car owner should know.
10 Steps to Buying Car Insurance: The 10 steps to follow when buying car insurance.
A Total Loss?: Tips for filing a claim after a serious car accident.
Car Insurance for Teenage Drivers: Some tips to help keep your teen's insurance premium low.
Torch My Ride: Arson for Hire: Debt-weary SUV owners unload their gas-guzzlers on insurance companies.