It is not customary for Spanish banks to offer equity release to home owners, but Nykredit can help you with this.

You may have several reasons for wishing to release the equity in your property. Maybe you are planning to renovate your house or build an extension, or maybe you wish to release the equity in order to invest your assets elsewhere.
» Step by step guide to equity release in Spain

Private Portfolio asset management
Private portfolio offers you professional asset management, while providing you with a clear overview of your finances - i.e. including investments, pension plans, property and personal insurance policies.

A Private Portfolio agreement is an individual agreement tailored to meet your specific needs. Your personal portfolio manager chooses objectively between the funds of all Danish investment fund providers in order to pick the best funds for your portfolio.

Only the best investment providers make it into the portfolios, and they are selected on the basis of a professional evaluation of their investment strategy, results, risks and costs.

Life assurance structure
In certain situations, it can be a good idea to combine equity release with investments through a life assurance structure. In cooperation with the Luxembourg company Lombard S.A., Nykredit offers the life assurance product, Lombard Wealth Plan.

A life assurance structure may be considered a modern form of asset management, as it combines traditional asset management with a life assurance element. Using a life assurance structure as an investment opportunity, you have the possibility to optimise your investments with regard to tax and inheritance.